Vorteile der Kfz-VersicherungBesond

Vorteile der Kfz-Versicherung
Besonders im Schadensfall und danach zeigen sich die Qualitäten eines Versicherers.
Eine Kfz-Versicherung ist immer vorteilhaft.

Bei einigen Kfz-Versicherungen haben Sie entsprechend des gewählten Tarifs zusätzliche Vorteile. Wie gut eine Versicherung ist, zeigt sich dabei insbesondere im Schadensfall und danach. Für sich selber und das Auto eine die passende Kfz-Versicherung zu finden, ist eine große Herausforderung. Die Kfz-Haftpflichtversicherung ist dabei rechtlich vorgeschrieben, sobald Sie Ihr Auto auf öffentlichen Straßen bewegen. Eine Kfz-Haftpflichtversicherung ist trotz der gesetzlichen Pflicht mehr als sinnvoll. Sie kommt für Personen- und Sachschäden auf, die Kfz-Versicherungsnehmer(innen) bei Dritten verursachen. Ohne eine derartige Versicherung tragen Autofahrerinnen und Autofahrer das Haftungsrisiko in voller Höhe unbeschränkt selbst.

Finden Sie mit unserem Vergleich leistungsstarke und preiswerte Kfz-Versicherungen entsprechend Ihrer Ansprüche!

Je nach Art Ihres Fahrzeug und der Fahrzeugnutzung bietet sich auch eine Teil- oder Vollkaskoversicherung an. Diese ist freiwillig, da sie etwaige Schäden am eigenen Fahrzeug abdeckt. Insbesondere, wenn Sie einen neuen, geleasten und / oder teuren Wagen fahren, sollte der Abschluss einer Kaskoversicherung in Erwägung gezogen werden.

Jetzt zum kostenlosen Vergleich »

Neue verbraucherfreundliche Regelungen für eine Kfz-Versicherung
Seit 2009 haben Sie als Kfz-Versicherungsnehmer(in) zusätzliche Kundenrechte.

Diese von Ihnen auch bei Altverträgen wahrnehmbaren Vorteile erstrecken sich vor allem auf weiterführende Beratung und Information sowie höhere Geldsummen selbst bei nachgewiesener grober Fahrlässigkeit. Gleichfalls bringen Ihnen die neue Regelungen Vorteile bei einer Vertragskündigung. Eine andere vorteilhafte Änderung ist, dass der Versicherer auch während der Vertragslaufzeit gesetzlich verpflichtet ist, Sie zu beraten.

Ein großes Plus der neuen Regelung ist, dass zuweilen auch im Falle eines durch grobe Fahrlässigigkeit verursachten Unfallschadens – etwa durch abgefahrene Reifen – ein Teil des Schadens durch die Vollkaskoversicherung ersetzt wird.

Bei grober Fahrlässigkeit kann man mit einer Erstattungsquote von bis zu 50 % eines Unfallschadens am eigenen Fahrzeug rechnen. Im Einzelfall hängt das vom jeweiligen Versicherungsunternehmen und von der Art der vorgeworfenen groben Fahrlässigkeit ab. Da es bei den Versicherern diesbezüglich große Unterschiede in der Auslegung dieser Regelung gibt, ist man dann optimal versichert, wenn die Kfz-Versicherung weitgehend auf Einschränkungen bei grober Fahrlässigkeit verzichtet.

Kết quả (Anh) 1:

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Kết quả (Anh) 2:

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, particularly in the event of damage, then the qualities of an insurer show.
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Kết quả (Anh) 3:

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